Richer embedded benefits, new dental allowance plan and new flexible allowance offer coverage for more services
Humana Inc. (NYSE: HUM) recently announced it has enhanced dental benefits for many of its 2023 Medicare Advantage plans, providing support to dental providers by making it easy to work with the company and easy for patients to use their benefits.
People eligible for Medicare are able to select their 2023 plan during the Annual Election Period happening Oct. 15-Dec. 7. All Humana Medicare Advantage dental benefits use a PPO network, even if the patient is on an HMO medical plan.
“For this year, we’ve conducted extensive research to listen to what members want in their plans. And as a result of those listening sessions, we’ve designed plans with a focus on what they need,” said George Renaudin, Medicare President for Humana. “Dental coverage is by far the number one benefit that seniors desire. We are doing things to enrich those plans for our members.”
Humana members have the ability to seek in-network care in and outside of their home state, which is important for those who travel often or snowbirds who split their time between different locations.
Humana’s enhanced dental benefits for many of its 2023 Medicare Advantage plans include:
● Richer embedded dental benefits. More than 80 percent of Humana’s Medicare Advantage members will have embedded benefits that cover some major services. About 90 percent of members will have Medicare Advantage plans that cover periodontal scaling.
● New dental allowance. Humana Medicare Advantage members on many plans will be able to use up to the annual maximum of the allowance with no frequency limitations on services, providing patients with more flexibility to get the services they need, when they need them.
● Flexible allowance on the Humana Spending Account Card. A new flexible annual allowance on certain plans is designed to help members pay out-of-pocket dental, vision or hearing expenses for covered services, making them more affordable for members. The allowance gives members the flexibility to choose which expenses they want to cover, as long as the services are covered by the embedded plan benefits.
Humana fee schedules pay the same for Medicare Advantage and commercial/employer-backed plans. Dental providers interested in learning more about Humana’s network can visit www.humana.com/provider/dentist-resources/join-dental-network.
Humana has served Medicare beneficiaries for nearly 40 years, with nearly 8.7 million Medicare members in all 50 states, Washington, D.C., and Puerto Rico, as of June 30, 2022. Nearly 5.1 million of those members are enrolled in a Medicare Advantage plan.
